TERMS OF SERVICE

Acceptance of Terms

By accessing or using Impulse Lockbox, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the service.

Description of Service

Impulse Lockbox is a web application designed to help users make more deliberate purchasing decisions. The service allows users to:

• Log items they are considering purchasing
• Calculate the hours of work required to afford items
• See the potential future value of money if invested instead
• Lock purchase decisions for a 48-hour cooling-off period
• Track money saved from avoided impulse purchases

User Accounts

To use certain features of Impulse Lockbox, you must create an account. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

• Maintaining the confidentiality of your account credentials
• All activities that occur under your account
• Notifying us immediately of any unauthorized use of your account

User Responsibilities

As a user of Impulse Lockbox, you agree to:

• Provide accurate and complete information
• Use the service for personal, non-commercial purposes only
• Not attempt to circumvent the 48-hour lock mechanism
• Not use the service for any illegal or unauthorized purpose
• Not upload malicious code or attempt to compromise the service

Financial Advice Disclaimer

Impulse Lockbox is a tool for decision-making and is not financial advice. The calculations provided (hours of work, future value) are for informational purposes only and should not be considered professional financial advice. Please consult a qualified financial advisor for personalized advice.

Data and Content

You retain ownership of any data you provide to Impulse Lockbox. By using the service, you grant us a license to store, process, and display your data solely for the purpose of providing the service. We will not sell your personal data to third parties.

Service Availability

We strive to maintain high availability of Impulse Lockbox, but we do not guarantee uninterrupted access. The service may be temporarily unavailable for maintenance, updates, or other reasons. We are not liable for any loss or damage resulting from service unavailability.

Limitation of Liability

In no event shall Impulse Lockbox be liable for any indirect, incidental, special, or consequential damages arising out of or in connection with your use of the service.

Termination

We reserve the right to terminate or suspend your account at any time, with or without cause, with or without notice. Upon termination, your right to use the service will immediately cease. You may also delete your account at any time through the Settings page.

Changes to Terms

We may modify these terms at any time. We will notify users of significant changes by posting the updated terms on this page. Your continued use of the service after such modifications constitutes your acceptance of the new terms.

Governing Law

These terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Impulse Lockbox operates, without regard to its conflict of law provisions.

Disclaimer

Impulse Lockbox is provided "as is" without any warranties, express or implied. We do not guarantee the service will be uninterrupted, secure, or error-free.

Contact Us

If you have questions about these Terms of Service, please contact us at legal@impulselockbox.com